NRT Easy Loans

About Home Loans

A home loan is a secured loan provided by banks and financial institutions to help you purchase, construct, renovate, or extend your dream home. With attractive interest rates and flexible repayment tenures, home loans make homeownership accessible and affordable.

How NRT Easy Loans Helps You

NRT Easy Loans acts as your dedicated financial intermediary, bridging the gap between you and our network of partner banks and NBFCs. We do not provide loans directly but ensure you get the best possible deal through our extensive banking partnerships.

Complete end-to-end assistance from your side
Expert guidance through the entire loan process
Documentation support and application management
Coordination with banks until disbursement

Why Choose NRT Easy Loans

Multiple Bank Partnerships

Access to a wide network of banks and NBFCs ensuring competitive interest rates and flexible terms tailored to your needs.

End-to-End Assistance

From initial application to final disbursement, our expert team manages every step on your behalf for a hassle-free experience.

Minimal Documentation

Simplified paperwork process with clear guidance on required documents, making your loan application quick and efficient.

Best Rate Comparison

We compare offers from multiple lenders to help you secure the most competitive interest rates and favorable loan terms.

Transparent Process

Complete transparency at every stage with no hidden charges. We keep you informed throughout the loan journey.

Quick Processing

Efficient processing and follow-up with partner banks to ensure faster eligibility checks and loan approvals.

Types of Home Loans

Choose from various home loan options based on your requirements

Home Purchase Loan

Finance the purchase of a ready-to-move-in residential property, whether new or resale. Get up to 90% of the property value financed.

Home Construction Loan

Build your dream home on a plot you already own. Loan amount is disbursed in stages based on construction progress.

Plot Loan

Purchase a residential plot for future construction. Typically offers financing up to 70-80% of the plot value.

Home Improvement Loan

Renovate, repair, or extend your existing home. Finance interior work, painting, repairs, or room additions.

Balance Transfer

Transfer your existing home loan to another lender offering better interest rates or terms, reducing your EMI burden.

Top-Up Loan

Get additional funds over and above your existing home loan for personal or home-related expenses at attractive rates.

Eligibility Criteria

Basic eligibility requirements for home loans

For Salaried Individuals

Age: 21 to 65 years
Work Experience: Minimum 2-3 years of total experience
Income: Minimum monthly income as per bank norms
Employment: Stable employment with reputed organization
Credit Score: Good credit history (typically 700+)

For Self-Employed Individuals

Age: 21 to 65 years
Business Vintage: Minimum 3 years in current business
Income: Stable and verifiable income through ITR
Continuity: Business should be profit-making
Credit Score: Good credit history (typically 700+)

Note: Final eligibility criteria may vary based on the partner bank or NBFC. Our team will help assess your eligibility across multiple lenders.

Required Documents

Keep these documents ready for a smooth loan application process

Identity Proof

Any one of the following:

Aadhaar Card
PAN Card
Passport
Voter ID
Driving License

Address Proof

Any one of the following:

Aadhaar Card
Passport
Utility Bills (not older than 3 months)
Rental Agreement
Property Tax Receipt

Income Proof

For Salaried:

Last 3-6 months salary slips
Form 16
Bank statements for last 6 months
Employment certificate

For Self-Employed:

ITR for last 2-3 years
Profit & Loss statement
Balance Sheet
Bank statements for last 6-12 months
Business proof documents

Property Documents

Depending on loan type:

Sale agreement / Sale deed
Allotment letter (for under-construction)
NOC from builder/society
Approved building plan
Property tax receipts
Encumbrance certificate
Title deed (for plot/construction loan)

Important: Document requirements may vary depending on the lender. Our team will provide you with a complete checklist based on your specific case.

Simple 4-Step Process

From application to disbursement, we handle it all

1

Submit Application

Share your basic details and requirements with us. Our team will guide you on the best loan options available.

2

Document Collection

We assist you in gathering and verifying all required documents. Our experts ensure everything is complete and accurate.

3

Bank Processing

We submit your application to partner banks and NBFCs. Our team coordinates all communications and follows up regularly.

4

Loan Disbursement

Upon approval, the bank disburses the loan amount. We support you until the final disbursement is complete.

Home Loans Made Simple